Business-Purpose Investment Financing

This website presents DSCR financing options intended for non-owner-occupied investment properties and business purposes only. The subject property may not be occupied by the borrower or the borrower’s family when prohibited by the applicable loan program. Loan proceeds may not be used for personal, family, or household purposes.

Program qualification

Program availability, occupancy requirements, loan terms, documentation, and eligibility are subject to underwriting guidelines, property review, credit approval, applicable state restrictions, and lender approval. Not all applicants or properties will qualify. This website does not constitute a commitment to lend.

Investment-property occupancy

The borrower must accurately disclose the intended occupancy and use of the subject property. A DSCR investment-property loan may not be represented as owner-occupied financing. Occupancy requirements are governed by the final loan program and loan documents.

Use of proceeds

Any loan proceeds must be used for an eligible business purpose. Proceeds may not be used for personal, family, or household purposes when prohibited by the applicable program. The lender may request documentation regarding the intended use of proceeds.

No commitment to lend

A quote, telephone discussion, online submission, preliminary review, or conditional scenario response is not an approval or commitment to lend. Final terms depend on a complete application, documentation, property review, appraisal, title, insurance, underwriting, and all applicable conditions.

Call 833-DSCR-LOAN with questions about an investment-property scenario.